Commercial HVAC Financing / Refrigeration Financing
TrueServ Mechanical designs, installs, repairs, and maintains commercial HVAC and commercial refrigeration systems for businesses that cannot afford downtime. To make upgrades accessible, we partner with GreenBridge Capital to offer simple commercial HVAC financing and commercial refrigeration equipment financing.
Fast, Flexible Funding
Funding Available
- Funding amounts: $10,000 to $5,000,000
- Terms: 6 to 36 months
- Approval often within the same day
- Funding in as little as 24 to 72 hours
- No cost to apply
Typical Business Qualifications
- At least $10,000 monthly revenue
- Minimum 6 months in business
- 500+ FICO score
Commercial HVAC Equipment Financing
Waiting for equipment failure to save cash can shut down operations. Commercial HVAC financing allows businesses to replace critical equipment immediately while maintaining cash flow.
Projects commonly financed include:
- Rooftop HVAC units
- Package and split systems
- Ventilation and exhaust systems
- Make-up air units
- Building comfort upgrades
- Energy efficiency replacements
Installation labor and materials are included, so businesses can complete the entire project without capital disruption.
Learn more about our installation and upgrade services.
Commercial Refrigeration Financing
Food Service & Retail
Refrigeration failures create immediate loss risk. Commercial refrigeration financing allows replacement before inventory, compliance, or customer experience is affected.
Common financed systems:
- Walk-in coolers and freezers
- Supermarket rack systems
- Prep tables and reach-ins
- Beverage and display coolers
- Ice machines
- Full store remodel refrigeration
How the Financing Process Works
- Submit a short secure application
- Review payment options
- Approve the project scope
- TrueServ installs equipment
- Fixed monthly payments begin
Financing vs. Delaying Replacement
Replacing equipment before failure turns an emergency expense into a planned operational decision. The comparison below shows how financing compares to waiting for breakdown.
Delaying Replacement
- Emergency shutdown risk
- Product or comfort loss
- High repair costs
- Energy waste
- Budget strain
Financing Equipment
- Planned replacement
- Business continuity
- Predictable payment
- Efficient operation
- Cash flow preserved
About Our Financing Partner
GreenBridge Capital is a business funding marketplace based in New YorkCity that provides flexible financing solutions for established businesses. Theirprograms include Working Capital Loans, Lines of Credit, SBA Loans, EquipmentFinancing, and Revenue-Based Financing. With a transparent process andhands-on support, GreenBridge Capital helps companies access capital so theycan move forward with confidence.
FAQs
Can I finance both equipment and installation?
Yes. Most commercial HVAC equipment financing and commercial refrigeration financing programs include equipment, materials, and installation labor.
Is financing only for emergencies?
No. Many businesses finance planned upgrades, expansions, or energy-efficiency improvements to preserve capital.
How long does approval usually take?
Approval timelines vary by provider and application details, but business financing decisions are typically faster than traditional bank loans.
Will financing affect my operations?
No. The goal of financing is to prevent downtime by allowing replacement before failure.
Can I upgrade instead of replacing the same size system?
In most cases yes, as long as the project aligns with business operations and capacity.
Do I have to work with a specific equipment brand?
No. Financing is generally based on the project and business qualifications rather than manufacturer selection.
Start Your Commercial HVAC Financing Application
Upgrade equipment without delaying operations or draining working capital.
Disclaimer
Financing is provided by a third-party lender. Approval, terms, and rates are determined solely by the financing provider and are subject to change. TrueServ Mechanical may receive compensation from the financing provider for referred applications. TrueServ Mechanical may receive compensation from our lending partner if a customer applies for and is approved for financing through this link.